630 NW 34th Street Gainesville, FL 32607

Wouldn't you love a charming Gainesville Home with Dual-Income Potential Near UF! This versatile and beautifully maintained Gainesville property offers the perfect blend of comfort, charm, and income potential—just minutes from the University of Florida! The main home features three spacious bedrooms and two full baths, highlighted by a warm, wood-burning fireplace and a bright, open living area. The updated eat-in kitchen shines with granite countertops, ample cabinetry, and a gas range, ideal for everyday cooking or entertaining guests.
Attached is a fully equipped efficiency apartment—a smart addition for dual rental income or owner-occupancy flexibility. With exposed beams, a full kitchen, private laundry, separate hot water heater, and private entrance, this space is perfect for long-term tenants, students, or short-term Airbnb guests. Both the main home and efficiency have their own washer and dryer, providing convenience and privacy for separate living arrangements. Recent updates include a newer roof (2021), newer HVAC (2022) and plumbing & electrical all updated in 2015, ensuring peace of mind for years to come. Step outside to enjoy the lush, green backyard, complete with a large covered back porch and a screened side porch—perfect for morning coffee, grilling, or relaxing in the shade. There’s also an attached lockable storage room for bikes and outdoor gear, plus ample parking and a one-car carport. Located steps from Loblolly Woods Nature Park and Hogtown Creek, and just a quick RTS bus ride, bike ride or scooter ride to UF, this property offers the ideal setup for students, Gator fans who want a place to stay while in town for the game, or investors alike. Whether you want to live in one unit and rent the other, or leverage both for double rental income, this home delivers flexibility and value rarely found so close to campus. This is the Ideal home for a DSCR loan! What is that, you ask?! Debt Service Coverage Ratio loan — it’s a type of real estate investment loan that’s based on the income the property generates, not the borrower’s personal income. Buy your first of many investments or add one to your portfolio today!